Skip to main content

Parents of special needs children face unique estate planning concerns—chiefly how to provide lifetime care and financial security after they’re gone.

Common risks:

  • Inheriting a lump sum may disqualify the child from government aid (like JKM financial assistance).
  • Guardianship disputes.
  • Mismanagement of funds by well-meaning relatives.

Essential tools:

  • Set up a special needs Trust (SNT) to manage and distribute assets accordingly.
  • Appoint a legal guardian and Trustee to handle care and finances.
  • Include clear instructions for daily routines, medical needs, and preferred caregivers.

This plan provides stability, dignity, and long-term care for your child—giving you peace of mind now and forever.